What to Do If You Have Sent Money to a Fraud Account?
A worried man checking his phone after being a victim of online fraud

If you realize that you have transferred money to a fraudulent account, act quickly:

1. Contact Your Bank Immediately

  • Call your bank’s customer care and report the fraud.
  • Request them to freeze the transaction if possible.
  • File a chargeback or fraud complaint with the bank.

2. Report the Fraud to Authorities

  • File a complaint on the National Cyber Crime Portal (www.cybercrime.gov.in).
  • Visit your nearest police station and provide details about the fraud.
  • Share transaction details, account numbers, and chat records if available.

3. Monitor Your Bank Account & Secure It

  • Keep an eye on your bank transactions for any further suspicious activity.
  • Change your banking passwords and PINs to prevent further fraud.
  • Enable SMS alerts for every transaction.

4. Warn Others & Spread Awareness

  • Inform your contacts about the fraud to prevent them from falling into the same trap.
  • If the scammer contacted you through social media, report the account to the platform.

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